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Take a look at https://www.thurstonhousinglandtrust.org/ for one solution.

This takes is a system that creates affordable housing that STAYS affordable as ownership changes.

Got a house? Can you give it to the trust in your will? Your legacy = your house stays affordable for ordinary people who are stable, employed - able to get a mortgage if the upfront cost has subsidy - and the subsidy stays with the property, not flipped. Think housing for teachers, nurses, mechanics, . . .keep 'em in the neighborhood.

Thurston Housing Land Trust member

From: Olympia city council discusses strategies for affordable homeownership

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