I live in a 55-and older community where our front yards are "maintained" by our HOA. I soon realized that I had no worms or any little critters living in my soil. How could my garden thrive without them? I quickly "opted out" from having chemical fertilizers, herbicides, etc., applied to my lawn and garden. I gratefully accepted my neighbor's gift of cupfuls of worms from his "worm farm." I now have a garden with bugs. I hope they're happy. I know I'm happier knowing that my garden is in harmony with natural living beings.
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